Henry Ford once said, “There isn’t a person alive who isn’t capable of doing
more than they think they can do”.The
key to happiness is reaching for one’s potential and the only true measure of
success is the ratio of what we might have been to what we have become.
The concept of net branching has been around for
a while.We believe at Lender Ltd. that
we have taken the positives out of the concept to a new level while avoiding
the pitfalls a typical “Broker” based net branch structure deals with.We have given our entrepreneurs more control
over their own destiny along with their own brand.In 1998 we changed the name of our concept to
the “IOC Division”.Independent
Operation Centers is a truer description of what we have developed!
We allow our associates to work for themselves
without leaving them to work by themselves!Support is always available but never intrusive.We provide secondary marketing, human
resources, accounting, and technology support as often as needed.Each office has the flexibility to run the
day-to-day and sales efforts as they need.Lender Ltd. provides a floor of support for our IOC’s without becoming a
ceiling to prevent their growth and development.We look at our branch locations in many ways
as an independent broker.They need to
use our approved investors, vendors, and systems as our IOC’s all fall under
the Lender Ltd. license and use our tax id number.We extend as much flexibility as possible
while always working within the Lender Ltd. designed framework.Technically we are one mortgage company, we
simply set our structure to run independently at each location.
•You can operate under your own brand building
your life long image.
•You maintain identity and “direct” contact with
both the vendors and investors.
•You are affiliated with a well-known holding
company within the mortgage arena, that relationship will assist you in problem
resolution when needed.
Human Resources Support
•Medical, Dental, and life insurance plans that
are superior to small company plans
•401k program for all employee’s
•Complete payroll and benefits administration
provided
•Standard employment agreements to help protect
against disputes
Secondary Marketing
•Wholesale & Correspondent pricing incentives
not available to every player in the market
•Access to Investors that might otherwise not be
available
•With over 20 years experience in Secondary
Marketing we seek and provide better execution and products
Mortgage Banker
•Use our warehouse line from your office
eliminating funding delays and disclosure of yield spread premiums
•We are an approved FNMA Seller/Servicer giving you
the ability to build a servicing portfolio of your own
•Direct access to automated underwriting and
information systems – anytime, anywhere
Technology
•Easy to use internet based sales tools bring
value to Realtors, Builders, Financial Planners, FSBOs, and the consumer
•Virtual Private Network in place allowing sales
force in the field to share live data with the main operations center that
supports their business
Dynamic Cost Structure
•You keep 100% of the profit from the loan sales
•You pay Lender Ltd. a consulting fee that may be
less than the pricing incentives negotiated with the vendors and investors.
•Vendor discounts otherwise unavailable lower
your closing costs and increase your profitWe are looking for either existing Mortgage Broker’s that would like to
make the first step towards being a Mortgage Banker or Mortgage Professionals
who have a minimum of 5 years in the business with both an origination &
operation background.
We are only looking to do business with career
minded Mortgage Professionals that want to be part of a team that will help
them individually while contributing personally to the collective good of the
organization. The entrepreneurial spirit is mandatory! If what you have read
sparks your interest – please give us a call!
